FinAtoZ Blog

FinAtoZ Blog

Financial Advisor - How much fees is justified?

Financial Advisor - How much fees is justified?

Are you wondering how much fees is justified for your financial advisor? What is the value that your financial advisor adds to your overall financial journey? Does your financial advisor charge you too much for the financial plan and the investment advice that she gives you? How do you segregate between the value of investment advice and the service that your financial advisor provides you?

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Advantages of working with a Financial Advisor

Advantages of working with a Financial Advisor

Benefits of taking a professional help far outweighs the charges you pay. Using the services of an financial advisor is a smart move as they have a broader and deeper knowledge of money management than most of us. The four key benefits of working with a professional are: You save money, Gives Clarity about your Financial Journey, Gives more bang for your buck, Reduces overall risk in the portfolio.To know about the benefits in detail, read this blog.

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How to reduce the impact of Long Term Captial Gains Tax?

Reduce the impact of long term capital gains tax

What can you do to minimize the impact of 10% tax on your Long term capital gains (LTCG)? Though this is a new reality now for most of the long term investors, but being more aware of the possible options can help us reduce the impact. It just requires one to do few things on a periodic basis. 

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Why taking risk in long term investment makes sense?

Nothing Risked, Nothing Gained

Most of us want to keep our money safe while choosing to invest in our long-term goals like child education and our own retirement. This is done primarily because everyone has told us that investments in equity markets are risky, and we really don’t want to take the risk with our important goals like education and retirement. While it looks like a prudent choice, but unknowingly we are making the wrong choice of investment products, like FDs, NSCs, PPF etc. Let us see three main reasons why in long-term goals, it makes perfect sense to take the risk. 

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