Being a financial advisor, the most common thing we hear from our clients is how about if we always invest in a deep bear market and book profits in a strong bull market.  

1) Whether is this possible?

2) Is this even a strategy?

How many times your bank relationship manager has pitched you ULIP (Unit-Linked Insurance Plan) and has discussed with you about different advantages of ULIP. So, we all are well aware of the advantages of ULIPs but none of us is aware of the hidden disadvantages of ULIP.

 From childhood we are listening, never put all your eggs in a single bucket. We all understand the importance of diversifying our mutual fund portfolio into different equity caps mutual fund and debt mutual fund. Now, let’s see how it make sense to diversify our portfolio Geographically?

What all are the different options available for diversifying portfolio internationally? and, How are they regulated?

Many of us feel that we can handle our finances on our own and really don't see much value which can be added by taking the services of a financial advisor. In this article let us consider is it really so?