FinAtoZ Blog

The Health and Education Cess is an additional 4% charge applied to your income tax to fund government healthcare and education programs. It is calculated on your tax and surcharge, not on income. This guide explains how the cess works, how it is calculated, who must pay it, and how it increases your overall tax liability.

Gold ETFs and physical gold are two popular ways to invest in gold in India. While physical gold offers emotional value, Gold ETFs provide liquidity, transparency, and ease of trading. This guide helps investors choose the right gold investment based on their financial goals.

India’s ESG investing market is expanding rapidly, driven by economic resilience, regulatory reforms, and rising investor awareness. With ESG funds, ETFs, and green bonds gaining traction, sustainable investing is emerging as a powerful strategy that balances long-term returns with responsible environmental and social impact.

Global events like geopolitics, oil price movements, and natural disasters can create market uncertainty. This article explores smart investment strategies to manage risk, protect capital, and stay focused on long-term financial goals.

Inflation quietly reduces the real value of your money, even when your investments appear to grow. This article breaks down how inflation affects FDs, bonds, equities, gold, and real estate and reveals practical strategies to ensure your portfolio consistently beats rising prices and protects your long-term wealth.