Health insurance is a fundamental tool for promoting better well-being. It empowers individuals to access healthcare services, preventive measures, and treatments without the burden of overwhelming financial costs. This not only ensures timely medical care but also encourages regular check-ups and early intervention, contributing to improved overall health. With the security of health insurance, people are more likely to seek medical advice, follow prescribed treatments, and manage chronic conditions effectively. Thus, it plays a crucial role in enhancing physical and mental well-being, providing a safety net for individuals and families to lead healthier lives.

In these unprecedented times, we would like to summarise the steps which one can take if he/she knows a family who is impacted by Covid.

Investing into a volatile asset class like equity without a proper exit strategy is akin to entering into a Chakravyuh without knowing how to come out of it. A robust Goal based exit framework ensures a very high probability of achieving the target amount for a given financial goal. Sudden market crash and black swan events like "Covid-19" may seriously jeopardize your financial journey. A robust Goal based exit framework is your insurance against such unpredictable events.

Are you wondering how much fees is justified for your financial advisor? What is the value that your financial advisor adds to your overall financial journey? Does your financial advisor charge you too much for the financial plan and the investment advice that she gives you? How do you segregate between the value of investment advice and the service that your financial advisor provides you?

What can you do to minimize the impact of 10% tax on your Long term capital gains (LTCG)? Though this is a new reality now for most of the long term investors, but being more aware of the possible options can help us reduce the impact. It just requires one to do few things on a periodic basis.