Entries for category "Financial Planning"

From baby steps to big milestones, navigate the financial journey of parenthood with our expert tips on budgeting, saving, and planning for your child's education and future milestones.

Did you know that only 3% of people invest in mutual funds? Also, out of these investors, some investors always seem to earn great returns, while some don't seem to break even. The answer lies in the investment decision taken. When it comes to striking the gold, every decision matters. Whether buying a stock or investing in a new real estate option, a single decision can be the reason …

Features and Benefits of Small-Cap Mutual Funds
Small-cap mutual funds invest in emerging companies with market capitalizations below ₹5,000 crore, offering high growth potential but also higher volatility. Key features include professional fund management, diversification across sectors, and liquidity. Benefits range from access to innovative companies and potential for superior long-term returns to tax efficiency. These funds are best suited for young or aggressive investors with a long-term horizon who can handle market ups and downs. With expert guidance from FinAtoZ, you can select the best small-cap mutual funds, track performance, and rebalance your portfolio for smarter wealth creation.

Imagine going on a road trip, but without a map or GPS, you will reach somewhere, but not exactly where you intended. Well, that's what life might feel like down the road when you do not plan your finances. As per a report by the Economic Times, only one out of four Indians actively plans for their retirement. This implies that most of us are navigating through a financial …

Gratuity is a statutory retirement benefit given by employers as a token of appreciation for long-term service. While government employees enjoy full tax exemption on gratuity, private sector employees can claim exemption up to ₹20 lakhs under Section 10(10) of the Income Tax Act. The taxable portion depends on whether the organisation is covered under the Payment of Gratuity Act, 1972, the employee’s salary, and years of service. Proper understanding of gratuity rules and limits can help in financial planning, especially for retirement.