Entries for date "September 2025"

Did you know that only 3% of people invest in mutual funds? Also, out of these investors, some investors always seem to earn great returns, while some don't seem to break even. The answer lies in the investment decision taken. When it comes to striking the gold, every decision matters. Whether buying a stock or investing in a new real estate option, a single decision can be the reason …

Gratuity is a statutory retirement benefit given by employers as a token of appreciation for long-term service. While government employees enjoy full tax exemption on gratuity, private sector employees can claim exemption up to ₹20 lakhs under Section 10(10) of the Income Tax Act. The taxable portion depends on whether the organisation is covered under the Payment of Gratuity Act, 1972, the employee’s salary, and years of service. Proper understanding of gratuity rules and limits can help in financial planning, especially for retirement.